Frequently Asked Questions
Is direct primary care the same as “concierge” medicine?
Not quite. Similar to concierge medicine, direct primary care provides premier care to patients. Direct primary care, however, never bills insurance for visits, no matter how complex or numerous, whereas concierge practices often bill insurance in addition to membership fees. Additionally, direct primary care membership fees are typically much less than the retainer required of concierge practices, allowing for more accessibility.
What if I need labs or imaging?
If you have insurance, you are welcome to use this to cover labs and imaging. If you do not have insurance or a high-deductible plan, we work with local labs and imaging centers to ensure you receive the lowest cash price possible.
How do I obtain medications?
We will send prescriptions to your local pharmacy when necessary. These can be covered by your health insurance or obtained at a discounted rate at appointed local pharmacies or by using Good Rx.
Does this replace my health insurance?
Our membership does not replace insurance. At Revel Med, we provide comprehensive care that will cover approximately 90% of all your healthcare needs at a modest monthly fee, much like a gym membership. Membership, however, will not cover you in case of an emergency or significant medical event such as surgery or hospitalization. Direct Primary Care works well as a complement to high-deductible health plans (HDHP) for catastrophic coverage.
I have insurance; why should I join Revel Med?
As more and more people discover each year, insurance and access to quality healthcare are entirely different. As deductibles increase and benefits diminish, people get less and less value for their premium dollars with their expensive insurance plans. Insurance is not health care! With Revel Med, you are paying for the personalized service not available in fee-for-service practices at a fraction of the cost of concierge practices.
What if I need to see a specialist?
We will work to find the best specialists within your network for HMO or PPO individuals. For uninsured individuals, we identify specialists within our community who offer fair cash prices for their services.
What if I need to cancel my membership?
You can cancel at any time. We understand that your needs may change, and we want to help you through any transitions you make. We would appreciate a written cancellation notice 30 days in advance if you need to cancel. There are no membership contract obligations; you can cancel at any time. We ask that you provide us with a written 30-day notice so that we may ensure your successful transition and handle things on our end.
Can I use my HSA to pay for Direct Primary Care (DPC)?
Yes. Recent IRS guidance allows Direct Primary Care (DPC) membership fees to be treated as a qualified medical expense, meaning HSA funds may be used for payment if you are otherwise HSA-eligible.
Is there a limit on how much of my DPC membership can be paid with HSA funds?
Yes. The IRS has set a monthly cap on DPC fees that qualify as an HSA expense:
Up to $150 per month for an individual
Up to $300 per month for a family